Course Description-

This course on Credit Research Modeling involves assessment of credit worthiness of a company.

This course will equip the participants in forecasting future financial position of the company using spreadsheet, determining the outstanding debt position, the degree of risk factor involved and finally giving a rating to the firm based on various financial and non-financial indicators.

The extensive tutorials would equip the participants with the following:

Fundamental analysis involving sector overview and historical analysis

Understanding of all the important terms and concepts of Credit Resaerch

Carrying out Financial modeling and Credit rating of the company under study.

At the end of this course the participants would be proficient in credit research modeling,  provide a credit rating to a company using different ratios.

Target Audience for Credit Research Internship FMCG

Financial Risk Managers

Credit Managers/Credit Analyst

Credit Portfolio Managers

Asset Managers

Investment professionals

Students who want to pursue their career in any of the above fields

What are the Pre-requisites?

Basic Finance knowledge will be helpful

Computer with Internet Connection

Course Highlights:

Financial Modeling

Learn from scratch, what is financial modeling and its importance to an Analyst. Financial modeling is a must know concept in the financial industry. So learn to prepare depreciation schedule, amortization schedule, projections and much more.

Credit Research

Understand Credit analysis process for various sectors like real estate, manufacturing, Construction etc. also learn the Credit report writing techniques. Get access to Credit analysis model for your practice, we also provide you with the solution sheet to cross check.

Curriculum

Section 1: Credit Research - Introduction

1            Introduction to Credit Research

2            Introduction to Credit Research Process

3            Credit Research Process Steps

Section 2: Credit Research Methodology

4            Credit Research Methodology

Section 3: Credit Rating Agencies

5            Credit Rating Agencies

6            Functions of Credit Rating Agencies

7            Types of Credit Ratings

8            Advantages of Credit Rating

9            Disadvantages of Credit Rating

10          Regulations for Credit Rating Agencies

Section 4: Credit Models

11          KMV Model

12          Approaches under KMV Model

13          Altman Z-score Model

14          Calculation of Altman Z-score Model

Section 5: Credit Rating Evaluation By Banks

15          Evaluation Criteria of Banks

16          Steps Taken by Banks to Assess Companies
Section 6: Credit Rating and its role in Modern Financial System

17          Role in Modern Financial System – Introduction

18          Role in Modern Financial System – Factors

Section 7: Introduction to Credit Modeling of Cox & Kings

19          Learning of Travel & Tourism sector & its growth drivers

20          Introduction about the financial model

Section 8: Revenue Build Up Schedule

21          Revenue

Section 9: Cost Sheet Schedule

22          Cost sheet

Section 10: Working Capital Schedule

23          Calculation of Ratios & Assumptions

24          Calculation Of Furture Current Assets & Liabilities Figures

25          Inventories, Trade Receivables, Short Term Loans, Other Current Assets

Section 11: Depreciation Schedule

26          Calculation Of Proportion Of Assets

27          Calculation Of Depreciation Expense

28          Capex Break-Up

Section 12: Amortisation Schedule

29          Amortization Schedule

30          Calculation Ending Intangibles

31          Calculation Of Total Expense

Section 13: Working Capital Linkages

32          Working Capital Linkages

Section 14: Depreciation & Amortization Linkages

33          Linking The Depreciation And Amortization Amount To Financial Statements

Section 15: Cash Flow Statement Linkages

34          Linking Cash Flow

Section 16:Income Statement Linkages

35          Completion Of Other Linkages Of Income Statement

Section 17: Equity Schedule

36          Calculation Of Total Equity

37          Calculation Of Dividend

Section 18: Debt Schedule

38          Short Term Debt And Revolving Credit Facilities

39          Calculation Till Cash Available For Long Term Debt

40          Calculation Of Interest Expense & Interest Income

Section 19: Balance Sheet Linkages

41          Linking The Items From Equity And Debt Schedule To The Balance Sheet

Section 20: Final Linkages

42          Final Linkages

Section 21: Credit Rating

43          Input 1 – Rating analysis

44          Input 1 – Rating analysis continuation

45          Input 2 – Analysis on the basis of Market trend

46          Rating Model

How to access:-

Step 1 - eduCBA sends the redemption coupon along with the registration link.
Step 2 - Student will register with his register email id and coupon

Step 3 - Student receive the course access and password on his/her email id
Step 4 - Login using your email id and password and start learning

Benefits of online course:

1. High Quality Content

2. Learn Anywhere Anytime & at Your Pace

3. 24X7 Customer Support

4. Complete Student Support throughout the Program

5. Online Video Training Material

6. Lifetime course access

For any query call-

Mob-+918587999769/9818826705

Sample Certificate: